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Housing Refinance
New House/
Subsales

First time home buyer

Debt Consolidation
House Loan Refinancing
Home Refinancing, or Home Loan Refinancing, is the process of replacing an existing home loan with a new one to secure better interest rates, lower monthly installment payments, and obtain a Cash-Out option to settle current home debts, old debts, or purchase a second home.
What are the advantages of Home Refinancing?
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Consolidate your debts
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Reduced interest rates
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Improved credit records
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Get cash flow (Cash-Out)
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Without selling the house
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Monthly commitments reduced by 75%


Debt Consolidation

What are the advantages of Debt Consolidation
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Save on interest rates
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Reduce monthly commitments
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Lower your Debt Service Ratio (DSR)
New House
A new house is also known as an under-construction house. It can refer to a house that is currently being built (under construction) or a house that is fully completed, waiting for the new homeowner to move in.
What are the advantages of New House?


Debt Consolidation is the process of combining existing debts into a single loan. By obtaining a lower interest rate, it reduces the amount of monthly payments and facilitates financial management, allowing you to pay off your debts more quickly.


Subsales House
Subsale house also known as second-hand house, where they have been purchased by buyers from the developer. Subsale house is a used properties sold in the secondary market. Unlike new properties or under-construction properties, subsale properties have existing owners who previously bought them from the developer during the property launch.

What are the advantages of Subsales House?
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Negotiation of price is possible
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No waiting period to acquire the house
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Ability to evaluate the surrounding area
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Can identify any existing damages to the house beforehand
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New house
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Modern home designed
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The property value will increase
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The property value will increase